U.S. group purchase payment company pocketbook self built financial services scene-guitarpro5

The acquisition payment company purse treasure: self built financial services scene Wenjiang his internet life service website "meituan comment" wholly acquired the third party payment company "purse treasure" (Beijing purse treasure payment technology limited), believe that after due to lack of third party payment license and by U.S. own payment function will require the central bank offline soon on the line again. From the current situation, the transaction is a good signing for the acquisition of the two sides: the U.S. Group reviews its own payment channels filled this short board, and the shareholders purse treasure can be smoothly realized. In the context of the central bank’s clear statement that no longer issued a third party payment license in the short term, the acquisition or show the desire of the business giants for the payment of licenses. The United States group why the acquisition of treasure treasure through the acquisition, the U.S. group review will hold the central bank issued by the third party payment license, will be able to engage in compliance payment business. This may be part of the group’s review of the financial sector that has set up a payment scenario. Prior to this, the U.S. group commented on February 2016 line, its own payment function of the U.S. group payment, but then was reported. The lawyer says the United States does not have a comment on the third party payment license is illegal payment of U.S. group, the central bank subsequently interviewed beauty group, the line function. U.S. group comments in April off the U.S. group wallet recharge function. For this acquisition, the United States mission statement is the official comment, the company quoted its Senior Vice President Jose Rongjun said in a press release said that the acquisition will help U.S. group comment for users, businesses to provide more secure and convenient service." The group has its own payment channels meaning that maybe, in many situations to create "payment channel scene + payment loop, has established a diversified use of scene beauty group comment hope will pay channels in their own hands. In addition, the level of detail, has its own payment channels can be avoided under a great deal of data in Alipay and other potential competitors of the eyelids; Alipay’s operations are similar with the United States business reputation network. The purchase price is not cheap, not every company wants to enter the field of payment can get what they want, they have to pay a lot of money. More than three licences have been issued after the central bank issued a total number of licences. At the same time, some licensed enterprises have been reduced to business scope and even been repossessed licenses due to irregularities. All this indicates the tightening of licence issuance. In the context of the central bank clearly stated that "no longer set up new institutions in principle for a period of time", the stock of less than 300 licenses become hot. Since the regulatory rules are not allowed to be transferred, the acquisition of licensed enterprises has become one of the few options for companies wishing to intervene in the third party payment business. Previously, mobile phone manufacturers millet companies pay "Tong Jie Fu Rui" more than 60% of the shares in the acquisition rumors in January, at a cost of 600 million yuan. Earlier, Tencent technology reported that Wanda, a business tycoon, bought a $316 million stake in nearly 7 of the fast money. These huge deals took place before the central bank explicitly announced that no more licences would be issued. It can be seen that after the central bank made a clear statement in August, the price of licensed enterprises will rise all the way. The two sides did not disclose the price of the transaction. In all sorts of rumors, the United States Group commented.

美团收购支付公司钱袋宝:自建金融服务场景文 江晓川互联网生活服务网站“美团点评”全资收购了第三方支付公司“钱袋宝”(北京钱袋宝支付技术有限公司),相信此前因缺乏第三方支付牌照而被央行要求下线的美团自有支付功能将会很快再次上线。从目前状况来看,此次交易对于收购双方均是笔划算买卖:美团点评补齐了自有支付渠道这一短板,而钱袋宝的股东们则可顺利变现。在央行明确表态短期内不再发放第三方支付牌照的背景下,此次收购或显示了商业巨头们对于支付牌照的渴望。美团为何收购钱袋宝通过收购,美团点评将持有央行颁发的第三方支付牌照,将可合规从事支付业务。这或为已经建立起支付场景的美团点评进军金融业扫除部分障碍。此前,美团点评曾于2016年2月上线自有支付功能美团支付,但随即遭到举报。有律师称美团点评并不拥有第三方支付牌照,美团支付属于违规,央行随后约谈美团,要求其下线相关功能。美团点评在4月下线了美团钱包的充值功能。关于此次收购,美团点评表态颇为官方,该公司在一份新闻稿中引述其高级副总裁穆荣均的话称,收购有利于美团点评“为用户、商户提供更加安全、便捷的服务。”美团拥有自有支付渠道的意义或许在于,在众多支付渠道力图打造“场景+支付”闭环的情况下,已经建立起多样化使用场景的美团点评希望将支付渠道掌握在自己手中。此外,在细节层面,拥有自有支付渠道可避免将大量交易数据置于支付宝等潜在竞争对手的眼皮之下;支付宝旗下运营有与美团业务类似的口碑网。收购价格或不菲并不是每一家希望进军支付领域的企业都能如愿以偿,它们要付出的是大把钞票。在央行共发放三批牌照之后,迄今并未颁发更多牌照。与此同时,部分持牌企业还因违规被缩减业务范围,甚至被收回牌照。这一切,都预示着牌照发放的收紧。在央行明确表示“一段时期内原则上不再批设新机构”的背景下,存量的不到300张牌照变得炙手可热。由于监管规则牌照不允许转让,收购持牌企业就成了希望介入第三方支付业务的公司为数不多的选择。此前,手机厂商小米在1月份收购了支付企业“捷付睿通”超过六成的股份,传闻耗资6亿元人民币。更早前,腾讯科技曾报道,商业巨头万达以3.16亿美元收购了支付机构“快钱”接近7成的股份。这些巨额交易均发生在央行明确宣布不再颁发更多牌照的表态之前。可以想见,在8月央行明确表态后,持牌企业的价格或将一路水涨船高。交易双方并未披露此次交易的价格。在各种传言中,美团点评的收购价格在8亿-13亿元人民币不等,美团点评和钱袋宝双方在回应腾讯财经时均表示不方便透露交易金额。这一或许不菲的交易价格在帮助美团点评补起支付手段短板的同时,也为被收购方钱袋宝的股东们完成了变现。钱袋宝是谁?此次收购的另一主角系钱袋宝,一家较早进入第三方支付领域的企业。央行网站显示,钱袋宝被允许在全国范围内开展互联网支付、移动电话支付、银行卡收单业务。钱袋宝创始人孙江涛在发给员工的电邮中总结了该公司的几个发展关键节点:首批获得支付牌照,此后“转战线下”,在财务层面获得“良性发展”,提升与银联线下市场的合作层级,全线对接银联系统。孙江涛称,这些“正确的选择”帮助钱袋宝成为一家成长迅速的公司。工商资料显示,钱袋宝的母公司“国通宝”(全称北京国通宝股份有限公司)除了孙江涛、魏中华、魏春明等高管持股外,另有海通证券直投机构“海通开元”、风险投资机构“IDG资本”、高榕资本、江西铜业与熙金创投合作的“江铜熙金”等外部股东。此外,股东列表中的龙金成长投资、龙金创新投资及睿翰成长投资均系钱袋宝的关联企业,由钱袋宝法人代表魏春明掌管的软库创投打理。工商资料还显示,钱袋宝的关联企业“北京钱袋宝软件技术有限公司”由一家名为“宇思芯片”的公司全资控股,而后者股东亦包括魏中华、孙江涛、魏春明、海通开元、IDG资本、高榕资本及江铜熙金。钱袋宝创始人孙江涛系连续创业者,在创立钱袋宝之前,曾涉足手机增值服务积累了第一桶金。孙与合伙人共同创办的时代杰诚在2005年以2000万美元的价格出售予中华网。孙江涛告诉腾讯财经,自2014年开始,其已通过投资方式涉足数字货币领域,投资有比特币交易平台及资讯平台。后期,孙江涛将转型专业投资人,专注于高技术领域的投资,“我想把时间放在寻找更多令人激动人心的项目上”,孙江涛说。孙江涛表示,创业公司专注于商业模式创新的年代已经过去,现在要关注的是专注于技术的创业公司。“此前那一拨已经覆盖地很细密,差不多每个领域都有人想要干,超大规模公司再想要通过商业模式的创新成长起来,会变得非常困难。”更多精彩内容欢迎搜索关注微信公众号:腾讯财经(financeapp)。相关的主题文章:

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