The minimum insurance you need for driving a car in California is liability insurance. This covers for damages caused to other cars or properties when it’s your fault 失联女生盗窃被捕湖南宁乡特大洪灾

Insurance Auto insurance in California can prove pretty expensive as the state is known for having some of the nation’s highest auto insurance quotes. So is there any way of getting a cheap California auto insurance quote? The minimum insurance you need for driving a car in California is liability insurance. This covers for damages caused to other cars or properties when it’s your fault, as well as the victim’s or his passenger’s injuries and compensation for physical suffering. The minimum California auto insurance has to have a liability coverage of 15/30/5. This means a coverage of at least $15,000 for physical injuries to any one driver or passenger in the other car, $30,000 for injuries caused to all persons in that car and $5,000 for car or property damages. An auto insurance policy in California may also include other coverages like collision – repairs to your car no matter whose fault it was, comprehensive – damages to your car caused by other events like vandalism, fire, theft etc., personal injury, personal injury protection – covers medical bills issued to you or your passenger when you’ve been involved in an accident and uninsured or underinsured drivers – pays for damages to your car as well as medical expenses for you and your passenger when the accident was caused by an uninsured or underinsured driver. After you’ve requested auto insurance quotes from several insurance companies in California, choosing the right one for your needs depends on several factors. For example, you can settle for a minimum coverage auto insurance policy if you don’t have that many assets, but if you do and you want to protect them you may need to get additional coverages. Some are important while others are not. In case you already have medical insurance, for instance, the personal injury protection option is something you can do without. On the other hand, the uninsured/ underinsured driver option is good for almost everyone. This is because about a quarter of all drivers in California don’t have a license. A collision coverage is not that useful if your car is pretty old, but if you are driving a newer model it can help you save some money. The same is true for the comprehensive insurance option. Rates for California auto insurance can vary significantly from one company to another. So make sure you’ve done your research properly before choosing the right one for you. There are several websites on the Internet which can help you compare between different offers. About the Author: 相关的主题文章：